I do agree with your comments about the fall. the fall here in the United States began with the industrial age, prior to this era, the masses weren't exchanging their time for dollars, they were on the farm trading or bartering for the essentials needed to live. demand for goods and services was low, hence the law of supply and demand prevailed. once off the farm the masses could now exchange time for money and demand more "stuff". then came credit some time around 1938 I believe it was a shell oil gas card... the rest is current history. welcome back the Fuller Brush man when he and the milk man knocking on your door. No one reads their emails anymore, or answer unknown phone calls, manufacturers will be knocking on your door soon. want to stimulate the economy with a much needed new product? manufacture and sell "No solicitation signs" . or start a reverse paper route by picking up the flyers in the door or papers in the drive on the foreclosed home next door. outside the box .......