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Finance Tip of the Day

Debt Consolidation: Is it Smart?

  • 2016 13 Sep
  • COMMENTS
Debt Consolidation: Is it Smart?

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Debt Consolidation: Is it Smart?

Debt consolidation is a tool many use to lower their overall monthly debt payments. If you are thinking about debt consolidation or already use the service, make sure you:

  • Stop acquiring new debt
  • Create and follow a budget to help you live within your income
  • Use your “extra” cash for savings or additional debt payments

If you consolidate your debts but continue in your old habits, you are not solving your key problem, which is living beyond your means.

Today's tip brought to you by Mvelopes and Money4Life Coaching.


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