Remembering Father Neuhaus (1936-2009)
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Spot Budgeting

Spot Budgeting. Can't keep up with a monthly budget? Then try spot budgeting. Simply identify two or three areas where you think you can cut back, and concentrate on those. Focus on insurance or groceries or entertainment or travel, rather than on every category at once. ~ From Everything Twenties (Tyndale House Publishers, 2005).
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