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"When you go into a store to buy a big-ticket item, try this: Walk in with a roll of $50 bills. Then, ask what kind of discount you can get with cash. Will this always save you money? No. But, sometimes it will. And, besides, when you pay cash there's no risk of getting into trouble on the '90 day same as cash' deal." Steve Diggs, No Debt, No Sweat! Financial Seminar Ministry