2. To learn to defer gratification.

3. To provide for our family’s needs. (ie: college, a home, etc.)

4. To become more effective long-term givers.

5. To prepare for our own retirement needs. This is a loving thing to do — so your kids, the church, or society won’t have to provide for you.

Some Reasons Not To Invest:

1. To build a personal empire. Remember, He who dies with the most toys is still dead — and has a date with God to discuss how he used the blessings God loaned him.

2. To achieve "happiness." Money doesn’t insure happiness. Surveys show that 80 percent of lottery winners are unhappier after they win than they ever were before they won.

3. Out of fear and a lack of trust in God’s ability to provide. This has been my own personal stumbling block. Far too many of my money decisions over the years have been fear- and worry-based. Thankfully God is helping me understand that no amount of money can guarantee true security.


Steve Diggs presents the No Debt No Sweat! Christian Money Management Seminar at churches and other venues nationwide. Visit Steve on the Web at  www.stevediggs.com or call 615-834-3063. The author of several books, today Steve serves as a minister for the Antioch Church of Christ in Nashville. For 25 years he was President of the Franklin Group, Inc. Steve and Bonnie have four children whom they have home schooled. The family lives in Brentwood, Tennessee.

A complete financial compendium, 19 chapters
• What you can do today to get out of debt and kill the Debt Monster
• A,B,C's of handling your money God's way
• How to save, invest, and retire wisely
• How mutual funds work
• How to stop fighting over money
• What to teach your kids about money
• Learn how home & car buying, college financing and insurance work.
• How to develop a budget that works -- forever!
• Features simple charts, graphs, and easy-to-use forms.

Click here to learn more or to order.