Investing That Glorifies God Acknowledges His Sovereignty
God is the absolute owner of everything in the universe. Period. God owns it all. "I have no need of a bull from your stall or of goats from your pens, for every animal of the forest is mine, and the cattle on a thousand hills. I know every bird in the mountains, and the creatures of the field are mine. If I were hungry I would not tell you, for the world is mine, and all that is in it" (Psalm 50:7-12).
God's ownership of all things includes us. God has invited us to make "The Great Exchange." Jesus promised that if we give Him our lives, He will give us His Life His presence living in us, giving us the resources we need to live a life pleasing to Him. So for Christians, God is sovereign in a radically different sense. "Do you not know that your body is a temple of the Holy Spirit, who is in you, whom you have received from God? You are not your own; you were bought at a price" (1 Corinthians 6:19-20).
Investing That Glorifies God Builds His Kingdom
We are stewards who have management responsibilities for the goods we hold, not ownership rights. It's God's world and we're just passing through enjoying possession of parts of it for awhile. Jesus taught we're merely managers of what we hold, not the owners. "So if you have not been trustworthy in handling worldly wealth, who will trust you with true riches? And if you have not been trustworthy with someone else's property, who will give you property of your own?" (Luke 16:11-12).
God has a purpose in mind for our stewardship. It's a life-long calling that requires us to continually live with one eye on eternity. "For it is by grace you have been saved, through faith and this not from yourselves, it is the gift of God not by works, so that no one can boast. For we are God's workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do" (Ephesians 2:8-10).
Giving is an affair of the heart. We are merely returning to God that which is already His. God looks at the attitude of the giver rather than the gift. Consider the following lessons from 2 Corinthians, chapters eight and nine.
Investing That Glorifies God Seeks His Wisdom
God has provided us with guidelines for how best to manage His wealth for His glory. For the most part, they are general rather than specific, which means we need to seek His wisdom continually in order to make wise choices. God has equipped us with His Spirit, and by relying on Him we can make sound, disciplined decisions. "If any of you lacks wisdom, he should ask God who gives generously to all without finding fault, and it will be given to him. But when he asks, he must believe and not doubt, because he who doubts is like a wave of the sea, blown and tossed by the wind" (James 1:5-6). "For God has not given us a Spirit of fear, but of love, and power, and a sound mind" (2 Timothy 1:7).
As we study His word, we not only see more clearly who God is; we also gain invaluable insight into our own natures.
We need God's boundaries for our protection. To understand God's boundaries, which are generally counter to the conventional wisdom of our culture, we need to renew our minds. "Do not conform any longer to the pattern of this world, but be transformed by the renewing of your mind. Then you will be able to test and approve what God's will is his good, pleasing and perfect will" (Romans 12:2).
As we renew our minds, we can begin to put proper boundaries in place. Such boundaries not only define our Christian priorities and values but will also serve to protect us from the markets and ourselves. "People who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge men into ruin and destruction. For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs" (1 Timothy 6:9).
The reason for having an individualized investment strategy is to provide these needed boundaries.
Investing That Glorifies God Reflects His Priorities
Priority number one is getting debt-free.
It reflects an obedient spirit. "Give everyone what you owe him: If you owe taxes, pay taxes; if revenue, then revenue; if respect, then respect; if honor, then honor. Let no debt remain outstanding, except the continuing debt to love one another..." (Romans 13:7-8). "Do not withhold good from those who deserve it, when it is in your power to act. Do not say to your neighbor, 'Come back later; I'll give it tomorrow' when you have it with you" (Proverbs 3:27-28).
It reflects personal integrity. "It is better not to vow than to make a vow and not fulfill it" (Ecclesiastes 5:5). "The wicked borrow and do not repay, but the righteous give generously" (Psalms 37:21).
It reflects an allegiance to Christ alone. "Now that you have been set free from sin and have become slaves to God, the benefit you reap leads to holiness, and the result is eternal life" (Romans 6:22). Yet, our allegiance is split if we are in debt to others. "The rich rules over the poor, and the borrower becomes the lender's slave" (Proverbs 22:7).
Priority number two is saving for future needs.
It reflects responsible preparation. "In the house of the wise are stores of choice food and oil, but a foolish man devours all he has" (Proverbs 21:20). "Go to the ant, you sluggard; consider its way and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest" (Proverbs 6:6-8).
It reflects self-control. "Poverty and shame will come to him who neglects discipline, but he who regards reproof will be honored" (Proverbs 13:18). "You must teach what is in accord with sound doctrine. Teach the older men to be temperate, worthy of respect, self-controlled... Likewise, teach the older women...Then they can teach the younger women to love their husbands and children, to be self-controlled... Similarly, teach the young men to be self-controlled... For the grace of God that brings salvation has appeared to all men. It teaches us to say 'No' to ungodliness and worldly passions, and to live self-controlled, upright and godly lives in this present age" (Titus 2:1-6, 11-12).
Priority number three is investing your surplus.
It reflects wise stewardship. "By wisdom a house is built, and through understanding it is established; through knowledge its rooms are filled with rare and beautiful treasures" (Proverbs 24:3-4). "Well done, good and faithful servant. You were faithful with a few things, I will put you in charge of many things" (Matthew 25:21).
It reflects responsible planning. "The plans of the diligent lead to profit as surely as haste leads to poverty" (Proverbs 21:5). "Suppose one of you wants to build a tower. Will he not first sit down and estimate the cost to see if he has enough money to complete it? For if he lays the foundation and is not able to finish it, everyone who sees it will ridicule him, saying, 'This fellow began to build and was not able to finish' " (Luke 14:28-30).
Priority number four is diversifying for safety.
It reflects prudence. "A simple man believes anything, but a prudent man gives thought to his steps" (Proverbs 14:15). "Divide your portion to seven, or even to eight, for you do not know what misfortune may occur on the earth" (Ecclesiastes 11:2).
It reflects humility. "Plans fail for lack of counsel, but with many advisers they succeed" (Proverbs 15:22). "Do not boast about tomorrow for you do not know what a day may bring forth" (Proverbs 27:1).
Investing That Glorifies God Values His Majesty
We must see Him as our greatest treasure.
God is most glorified in us when we are most satisfied in Him. In his book The Supremacy of God in Preaching, John Piper writes: "God's deepest commitment to be glorified and my deepest longing to be satisfied are not in conflict, but in fact find simultaneous consummation in His display of and my delight in the glory of God. Therefore the goal of preaching is the glory of God reflected in the glad submission of the human heart. And the supremacy of God in preaching is secured by this fact: The One who satisfies gets the glory; the One who gives the pleasure is the treasure."
Investing That Glorifies God Enjoys His Blessings
If you'll aim your life in the direction of God's glory, you'll enjoy His blessings. "Delight yourself in the Lord, and He will give you the desires and secret petitions of your heart. Commit your way to the Lord roll and repose each care of your load on Him; trust [lean on, rely on and be confident] in Him, and He will bring it to pass" (Psalm 37:4-5, Amplified).
They may or may not be material blessings. "Praise be to the God and Father of our Lord Jesus Christ, who has blessed us in the heavenly realms with every spiritual blessing in Christ" (Ephesians 1:3).
But in whatever form God sends them, you can be sure they will satisfy your deepest longings. "The Scripture says, No man who believes in Him who adheres to, relies on and trusts in Him will [ever] be put to shame or be disappointed... He generously bestows His riches upon all who call upon Him in faith" (Romans 10:11-12, Amplified).