Be brutally honest with yourself.

You have to take a long, hard, honest look and figure out what is really causing your problem. It might be painful to confront those issues, but lying to yourself never allows you to get ahead in life.

Once you have figured out what the main reasons you’re living paycheck to paycheck, then you can start taking concrete steps to address those problems and totally overcome them.

Article originally published on Celebrating Financial Freedom. Used with permission.

Dr. Jason Cabler is a Christian personal finance blogger, author, and speaker. He teaches how to get out of debt and live a debt free lifestyle through his Celebrating Financial Freedom blog and self study course. His book How to Budget: The Quick and Easy Guide to Making a Budget That Works is now available (more info here). He can be reached for interviews or speaking engagements by email, and can be found on Twitter, Facebook, and Google +.

Publication date: June 3, 2013