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Intersection of Life and Faith

Keep Your Savings, Savings

  • 2013 6 Jun
  • COMMENTS
Keep Your Savings, Savings

Keep Your Savings, Savings.

"When it is obvious that the goals cannot be reached, don't adjust the goals, adjust the action steps." - Confucius

Can you think of any financial goals you've given up on because they seemed unreachable? Take another look at them. Maybe all you'd have to do is simply adjust your action steps!

Here are few quick course adjustments to help your savings stay in your savings account (instead of being depleted on regular basis).

1. Talk to your bank about putting restrictions on your savings account to not allow withdrawals. This will prevent you from frequent withdrawals.

2. Talk to your employer about doing direct deposit from your paycheck to a savings account that’s in a different bank than your regular checking account.

3. Track your sending – every single dollar – for 30 days and see if there is room for adjustments. Usually careful tracking will highlight waste areas that can be turned into savings.

Today's tip brought to you by Finicity.