Other chapters in the book include "The Debt Diet," a discussion on credit card usage called "Paper or Plastic?," "The Pink Slip Blues," ("What do you do if your family is suddenly out of work and you have to make some dramatic changes for nine or ten months to a year out of your life? How do you handle that?" Kay asks); and "The Seventh-Day Rest."

Kay explains that the chapter on "Seventh-Day Rest" emphasizes how it is important to build "wiggle room" into a budget – not just for entertainment, but for splurges as well.  "If they're budgeted and they're part of your finances, it just gives you a tremendous amount of freedom," the financial expert says.

The broker-turned-coupon-clipper strongly believes she is filling a niche toward which God has directed her.  "I don't do a lot of higher finance," she says.  "I write about real-life financial issues, and I do real-world finance for real people - and that's family finance."

The average American family, she says, does not have an expansive investment portfolio – so that's the area where she tries to help.  "In some ways, this book ["A Woman's Guide to Family Finance"] is kind of like a book for soccer moms to help them make ends meet and do it with style. I hope it helps them go above and beyond what they ever thought they could do to give their family a better quality of life," she says.

Soccer moms – and other women, no doubt – are grateful to get sound, godly advice from America's Family Financial Expert, whose family has reaped the benefits of her good stewardship and generous sharing of the bounty that follows.

Author and speaker Ellie Kay, "America's Family Financial Expert," is the mother of seven children - five still at home – and is married to a corporate test pilot who recently retired as a Lt. Colonel from theU.S. Air Force.

© 2004 AgapePress.  All rights reserved.  Used with permission.