Have you ever considered taking out a home equity loan to consolidate your debt? No matter what the gurus say, think again.
With some research and creative budgeting, you may be able to swing that dream vacation without breaking the bank.
Family lessons were the inspiration for my new book, "Smart Money Smart Kids," that I co-authored with my dad, Dave Ramsey.
Even if you do it for a responsible reason, borrowing from your 401k can still damage you financially for the rest of your life.