Less than ten percent of college kids carried credit cards in the 1990's. Over 70 percent carry these little gems today.
Have you ever thought about world poverty and wondered what you could do about it?
Here are a few of my personal tips for saving money – and saving your sanity – when it comes to back-to-school shopping.
Debt wastes your God-given money, time, and energy, which limits how much you can pursue God’s plans for your life.