It’s a great time to reassess your life! It’s amazing how easy it is to refocus on your true passions when money gets tight. Like: Do you really need that fancy new cell phone with all the gizmos? Do you really need a plasma TV (or one in every room)?  Or are you better off channeling your savings into fulfilling a dream? This is gut check time.  Decide now what kind of person you want to be.  Do you want to be someone whose happiness depends on the size of his bank account?  Or would you rather be someone whose happiness comes from more important things such as faith and family?

Matthew recorded Jesus’ words in Matthew 6:34:  "So don't worry about tomorrow, for tomorrow will bring its own worries. Today's trouble is enough for today.”  When you have your priorities in place, it is amazing how easy it is to not worry about tomorrow.

Steve Scalici is a Certified Financial PlannerTM with Treasure Coast Financial. He is co-host of God’s Money, which can be heard on the internet at . You can contact Steve at .