Because they’re not complaining about their debt load and begging someone to do something about it.

You CAN do it. You just have to have a plan along with the right mindset.

Apply for Lots of Scholarships

Another strategy is to make applying for scholarships into a part time job. Create a profile on sites like Fastweb.com and apply for every scholarship you can.

There is a lot of scholarship money out there just waiting to be used, and many scholarships are not based on grades. Just make filling out applications a systematic part of your daily or weekly routine. You just may be surprised at what you get.

Go to an Affordable School

You can also go to a cheaper college. You don’t have to go to an elite private university to get a good education. There are cheaper options available that will allow you to get that degree without spending $50k a year for it.

Nobody will tell you working your way through school is easy. But it beats 20 years of struggling with student loan payments that limit your freedom like a financial ball and chain.

Don’t let student loan debt do that to you. No matter what some people say, YOU DON’T NEED IT!!!

Be original.

Be different.

Don’t think like the crowd.

When you do what everyone else is doing, you get what everyone else is getting.

Make a plan. Find a way. You can do it!

How did you pay for college? Tell me about it in the comments.

Article originally published on Celebrating Financial Freedom. Used with permission.

Dr. Jason Cabler is a Christian personal finance blogger, author, and speaker. He teaches how to get out of debt and live a debt free lifestyle through his Celebrating Financial Freedom blog and self study course. His book How to Budget: The Quick and Easy Guide to Making a Budget That Works is now available (more info here). He can be reached for interviews or speaking engagements by email, and can be found on Twitter, Facebook, and Google +.

Publication date: August 7, 2013