Billster is another 100% free online budgeting tool. In addition to a suite of standard budgeting tools, it also offers a unique feature of managing shared expenses. This would be an excellent program to use if you share a home or have expenses you split with other individuals throughout the month.


The key to selecting a budgeting tool is to use what works for you. If you are not very good with a personal computer, your very best option could be a downloadable budget form that you use with a sharp pencil. Each of the above options has its own unique features. My advice is to sign up for several of them and kick the tires to see which program will fit your situation the best.

Please use the comments section below to share your own recommendations and tips on setting up and monitoring a budget.

Helping you make the most of God's money!

James L. Paris is the author of more than 20 books including Living Financially Free, Money Management For Those Who Don't Have Any, The 100 Best Investments For Your Retirement, and How to Pray for a Financial Miracle. Paris is the Editor In Chief of the website He regularly appears as a guest on radio and TV as a financial commentator. He has appeared on The 700 Club, Moody Radio, Point Of View, Life Today, Fox News Channel, and countless other media outlets.

He is an avid sailor, trumpet player, and black belt practitioner of Tae Kwon Do. He has three adult children and lives with his Wife Ann in Palm Coast, FL.

Publication date: September 2, 2013