For all your goals, I encourage you to write them down somewhere where you can review them regularly. You can post them on your refrigerator, on your nightstand, in your PDA, or wherever is easiest and most convenient for you. When you see your goals often, you are reminded of why you are being disciplined and what your future reward is. And don’t worry about choosing the perfect goal. At your goal date you may be just shy or way ahead of your goal. The point is that you are moving in the right direction and you’ll eventually get there.  Just remember Proverbs 16:3: “Commit to the LORD whatever you do, and your plans will succeed.”


Cortni Marrazzo currently resides in Spokane, Washington with her husband Jason.  She has an Associate’s Degree in Biblical Discipleship from Dominion College and is currently pursuing her passion for writing and personal finance.  She and her husband successfully paid off over $11,000 worth of debt in their first year of marriage and she desires to help others reach their financial potential. Contact her at or view some more of her financial articles here.