Beware of store cards

In general, store cards are not your best friend. Opening store charge accounts will quite often lower your credit score and can get you and keep you in trouble. Most cards offer one time discount on purchases made when you open your account, with hopes that you will continue buying your favorite brands and paying high interest rate while you do it.  There are a few cards that do offer a continual discount on every purchase you make, but make sure you read the fine print before you do opt for a store charge card.