Get Christian finance help and advice for debt, budgeting, and money management. Biblical stewardship advice for Christian financial help, debt resources, tools and much more at Crosswalk.com!
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Christian Financial Advice and Biblical Stewardship

"No Closing Cost” Loan?

If you’re tempted to refinance your home, keep one thing in mind. You will always pay the closing cost.

Best Deals to Find in April

According to Consumer Reports, spring apparel, desktops, laptops, digital cameras, and mowers are at their lowest prices in the month of April!

Save Money on Clogged Drains and More!

From unclogging drains to getting wrinkles out of your clothes to being an all-purpose cleaner, both white and apple cider vinegar will do the trick!

Spend Less on Cleaning Supplies

Save money on laundry detergent by making your own for $0.20 / gallon! Use 3 basic ingredients to make either liquid or powder detergent: 1) Box of washing soda, 2) Box of Borax, 3) Bar of soap. Voila!

How to Build Up Liquid Assets?

You’re considered “liquid asset poor” if you have fewer than 3 months of livings expenses easily accessible.

What are Liquid Assets?

Liquid Assets are those that are either cash or could be converted into cash in a short amount of time without losing much value (gold, jewelry, stocks, and bonds, for example).

How Liquid Are You?

A recent study shows that nearly 50% of Americans live in “liquid asset poverty.” What this means is that, if something were to happen that required a large sum of quick cash, half of us would have to depend on debt in order to cover those unforeseen expenses. How about you?

Explore Your Down Payment and Financing Options

A good rule of thumb to know whether you’re ready to buy a house is if you can save up at least 20 percent of the new home’s value for a down payment.

Determine What You Can Afford

We recommend not paying more than 25 to 30 percent of your monthly household income on mortgage payments, taxes, and insurance premiums.

Know Your Credit Score

Having a score over 720 will generally secure you the best, most affordable interest rates. Before you go looking for a new home, make sure your credit history is up-to-date an accurate.

Looking for Extra Income to Supplement Your Budget? Part 2

Elance is another great site with over 126,000 jobs posted just in the last 30 days. Since elance started, it has helped generate $1 billion in additional income to its clients.

Looking for Extra Income to Supplement Your Budget? Part 1

oDesk.com is a great site that allows you to post both job offers, as well as look for work.

How to NOT Overspend While Using Credit Cards?

If you have a solid budget, you can decide to charge your regular monthly expenses on your credit card and pay your charges off quickly.

How to Find the Best Credit Card for ME? #3

If you love details and want to see a detailed summary of rewards, interest rates, reward limits, and fees, all in one place, then creditcards.com is a great site for you to browse.

How to Find the Best Credit Card for ME? #2

If you’re not ready to answer detailed questions about how much you spend and on what budget category, nerdwallet.com may be a good option for you.

How to Find the Best Credit Card for ME? #1

CreditCardTuneUp.com is one of those sites that will help you determine the best credit card strategy, based on your monthly expenditures.

How Many Credit Cards Should I Have?

Depending on your lifestyle and how and what you spend your money on, it may be to your best interest to focus on carrying and using two credit cards that offer maximum rewards for your particular lifestyle.

Saving on Car and Homeowners Insurance

Did you know that re-quoting your car and homeowner insurance once or twice a year could save you serious money?

5% Reduction in Spending

What if you and your spouse had a contest of cutting 5% out of your 5-10 spending categories? The savings could really rack up!

Think Leasing a Car is a Good Idea? Tip #3

If you are thinking about leasing a car, consider negotiating appropriate mileage for your needs to avoid paying additional penalties.

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Example: "Gen 1:1" "John 3" "Moses" "trust"
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