Instead of withholding for a big tax return, your dollars would be better spent paying off monthly debt.
- March 04, 2014 |
On average, you could save a minimum of $10 a month by switching to a metered phone plan. That’s $120 a year!
- March 03, 2014 |
“Am man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them.” – John C. Maxwell
- February 28, 2014 |
None of us should consume 100% of our monthly earnings. If we do that, it spells trouble not only for today but also paints a grim outlook for our financial future.
- February 27, 2014 |
Instead of saving leftovers, make it a priority and an automatic must before you start spending your paycheck.
- February 26, 2014 |
Statistics show that those who give of their time and resources are happier, healthier and live a much more fulfilled life.
- February 25, 2014 |
"10 10 80" allows us to be generous with 10%, provides us with a financial buffer or margin of 10%, and covers all of our day-to-day living expenses with the remaining 80%.
- February 24, 2014 |
If saving money is hard for you, and you’d rather adopt an “out of sight, out of mind” strategy, then make a decision to invest a certain percentage of your pre-tax dollars into your employer’s retirement plan option.
- February 21, 2014 |
A Roth IRA is an option that presents much more attractive interest rates, and it can be invested in a conservative, middle of the road, or aggressive plan, depending on your age and risk factors.
- February 20, 2014 |
If you’re in a place where you can put your money to work for a period of at least 6 months without needing to tap into that stash then opening up a certificate of deposit could be your a great option.
- February 19, 2014 |
Because money market accounts have slightly higher requirements on minimum balances than savings, you can earn higher interest on your saved money.
- February 18, 2014 |
A typical savings account is your simplest form of earning some interest on your money.
- February 17, 2014 |
Regardless of where you decide to purchase your vehicle, ALWAYS pull up a Carfax report. This way you can see whether the car has ever been in an accident and what was damaged / repaired.
- February 14, 2014 |
Many workers would be better advised to build an emergency savings account that avoids the risks associated with 401(k) plans before investing in retirement savings.
- February 13, 2014 |
Looking to supplement your income? Are you a graphic designer or a web developer? You can easily find contract work and do it all from the comfort of your home!
- February 12, 2014 |
Looking to supplement your income? You don’t always need a teaching degree to turn your hand to virtual education; many schools will employ online teachers with a master’s degree in a relevant area.
- February 11, 2014 |
Looking to increase your income? Freelance writing is on the rise with demand expected to grow six percent between 2010 and 2020.
- February 10, 2014 |
Assuming that recent graduates have various debt balances including student loans, car loans and credit card loans, tackling the lowest balance debt first can help them score quick wins.
- February 07, 2014 |
When paying back student load debt, remember that, while Graduate Repayment Plan payments can be extended up to 10 years, and Extended Repayment Plan payments may be extended up to 25 years, you end up paying more in the end if you pay less up front.
- February 06, 2014 |
Credit history is critical when renting an apartment, applying for utilities, cable TV, or even a cell phone plan. Help your student learn to pay debts on time and establish good credit.
- February 05, 2014 |
