If you are thinking about leasing a car, consider negotiating appropriate mileage for your needs to avoid paying additional penalties.
- March 13, 2014 |
Even though you may enjoy lower monthly payments on a leased vehicle, you will most likely pay a higher insurance premium, which will wipe out some of the savings you were counting on.
- March 12, 2014 |
In many cases, leasing a vehicle will give you a lower monthly payment than buying the same vehicle.
- March 11, 2014 |
Take a few minutes every day to express gratitude to the Lord for his provision.
- March 10, 2014 |
If you stick with your current strategy of getting your yearly tax refund, do not opt for the RAL (Refund Anticipation Loan). The interest rates on these loans can be as high as 200%!
- March 07, 2014 |
If you’re afraid you will just spend those dollars that could have otherwise be returned to you as a tax refund, simply ask your HR department to direct deposit those specific funds into a separate account.
- March 06, 2014 |
Consider adjusting your withholdings so that you receive just a few hundred and not few thousand of your hard earned money back each year. Use this additional sum of money every month towards a designated debt. Once you eliminate that bill, apply this amount to the next bill in line.
- March 05, 2014 |
Instead of withholding for a big tax return, your dollars would be better spent paying off monthly debt.
- March 04, 2014 |
On average, you could save a minimum of $10 a month by switching to a metered phone plan. That’s $120 a year!
- March 03, 2014 |
“Am man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them.” – John C. Maxwell
- February 28, 2014 |
None of us should consume 100% of our monthly earnings. If we do that, it spells trouble not only for today but also paints a grim outlook for our financial future.
- February 27, 2014 |
Instead of saving leftovers, make it a priority and an automatic must before you start spending your paycheck.
- February 26, 2014 |
Statistics show that those who give of their time and resources are happier, healthier and live a much more fulfilled life.
- February 25, 2014 |
"10 10 80" allows us to be generous with 10%, provides us with a financial buffer or margin of 10%, and covers all of our day-to-day living expenses with the remaining 80%.
- February 24, 2014 |
If saving money is hard for you, and you’d rather adopt an “out of sight, out of mind” strategy, then make a decision to invest a certain percentage of your pre-tax dollars into your employer’s retirement plan option.
- February 21, 2014 |
A Roth IRA is an option that presents much more attractive interest rates, and it can be invested in a conservative, middle of the road, or aggressive plan, depending on your age and risk factors.
- February 20, 2014 |
If you’re in a place where you can put your money to work for a period of at least 6 months without needing to tap into that stash then opening up a certificate of deposit could be your a great option.
- February 19, 2014 |
Because money market accounts have slightly higher requirements on minimum balances than savings, you can earn higher interest on your saved money.
- February 18, 2014 |
A typical savings account is your simplest form of earning some interest on your money.
- February 17, 2014 |
Regardless of where you decide to purchase your vehicle, ALWAYS pull up a Carfax report. This way you can see whether the car has ever been in an accident and what was damaged / repaired.
- February 14, 2014 |
