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Christian Financial Advice and Biblical Stewardship

Low-Cost Ways to Becoming Mortgage FREE: Additional Monthly Principal Payment

If you do have some wiggle room in your budget, adding an extra amount to your monthly principal payment is the best way to reduce your mortgage.

Low-Cost Ways to Becoming Mortgage FREE: One Extra Payment a Year

Instead of making biweekly payments, you can decide to make one additional mortgage payment a year, either right after your tax return is received or whenever you get a bonus at work.

Low-Cost Ways to Becoming Mortgage FREE: Biweekly Payments

One simple way to shave 5+ years off of your mortgage is to simply divide your current monthly payment in half, and make biweekly payments instead of one monthly payment.

Are You Living Beyond Your Means?

Are You Living Beyond Your Means?

60-Day Challenge for the Over-Spenders

60-Day Challenge for the Over-Spenders





Little Ways to Save BIG – Go LED

When you switch your whole house from incandescent to LED bulbs, they’ll quickly pay for themselves and you’ll save a good amount of money on your monthly electricity bills.

Little Ways to Save BIG – Car Maintenance

Keeping your tires properly inflated and driving gently helps increase your gas mileage.

Little Ways to Save BIG – More Water

Especially if you have a big family, the monthly food bill can get out of control. Drinking a glass of water before every meal will make you eat less.

Little Ways to Save BIG – Shop Differently

Another step on your way to big savings is the shopping list trick. Make a list before you go into any store, and do not buy anything that is not on the list, no matter how tempting it is.

Little Ways to Save BIG – Electric Devices

Even if you are diligent about turning off electronic items when you’re not using them, you’re missing out on savings if you leave them plugged in.

What are Your Financial Hopes?

“May your choices reflect your hopes, not your fears.” – Nelson Mandela

Is Adjustable Mortgage Rate for Me?

If you plan to stay in your home for the long haul, fixed 15 or 30-year mortgage is your best bet.

Is Your Cost of Living Too High?

“It’s not the high cost of living, but the cost of living too high that gets most people in trouble.” – Anonymous

How to Feed a Family of 6 for $200 a Month!

Look online for blogs that help you save money at the grocery store, and use the savings to pay off debt or build your bank account!

Is "Convenience" Costing You Money?

Buying frozen waffles are quick and convenient, but it costs about $4 - $5 for 8 or 10 servings. Instead, take 15 minutes one evening, and for less than $2 you can make twice as many pancakes and waffles at home!

Shed Pounds on a Dime: Community College

Many community colleges offer inexpensive access to their gym and pool facilities, so make sure you check those out. Your hours will be somewhat limited due to class schedules, but the cost savings may be worth it.

Shed Pounds on a Dime: Local YMCA

Your local YMCA is a great fitness option for the entire family so that you, your spouse, and your children may enjoy the facilities! That’s one benefit your traditional gym most likely won’t offer.

Fresh Air is Free

Getting in shape does not have to cost you money. Spring time is a great season to get your tennis shoes on and go for a run or take a long walk.

Example: "Gen 1:1" "John 3" "Moses" "trust"
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