Get Christian finance help and advice for debt, budgeting, and money management. Biblical stewardship advice for Christian financial help, debt resources, tools and much more at!

Christian Financial Advice and Biblical Stewardship

Which Debt Should Students Get Rid of First?

Assuming that recent graduates have various debt balances including student loans, car loans and credit card loans, tackling the lowest balance debt first can help them score quick wins.

Federal Student Load Debt & Repayment Plans

When paying back student load debt, remember that, while Graduate Repayment Plan payments can be extended up to 10 years, and Extended Repayment Plan payments may be extended up to 25 years, you end up paying more in the end if you pay less up front.

Building Good Credit History for Students

Credit history is critical when renting an apartment, applying for utilities, cable TV, or even a cell phone plan. Help your student learn to pay debts on time and establish good credit.

Spend Less on Your Mortgage

Is your mortgage more than you can handle? You may want to consider selling and downsizing, or renting out some of your space.

Save 10% of Your Gross Income

Your goal should be to set aside at least 10% of gross annual income every month for both your short-term and long-term needs.

Creative Ways to Save Money – De-clutter!

If selling them via Craigslist or eBay is not your thing, find your closest Salvation Army or a Goodwill store and donate your items for a charitable donation receipt that you can use as a deduction on your taxes.

Creative Ways to Save Money – Ask Before You Buy!

Before you buy extra clothing for your children or before spending money on a new bed or an appliance, ask around to see if someone in your network of friends may have what you need

Creative Ways to Save Money – Become Handy!

Do you have a Home Depot in your area? Sign up for their weekly workshops where you can learn how to install crown molding, how to install tile and much more! You can also find wonderful video tutorials on youtube.

Creative Ways to Save Money – Eat Soup 2X a week!

It’s amazing what a little soup can do for your family’s savings account. You can feed a family of four with a hearty chicken and vegetable soup for as little as $6- $8!

Creative Ways to Save Money - Home Haircuts!

With the cost of a haircut (for men) ranging form $15-$25, you can save over $200 a year by simply learning how to cut your son’s or your husband’s hair!

Get the Most for Your Old Cell Phone!

Before you decide on the upgrade, check a few sites like:, or to see what you can sell your current phone for. Compare that price with the in-store credit and take the option that offers you the most money!

100+ Freebies for Your Birthday!

Many retailers understand that making your birthday just a little more special can earn them customer loyalty and additional revenue, hence hundreds of them are ready to shower you with gifts and discounts on your special day.

Budgeting for Periodic Expenses: Sticky Fingers & Roll Over

After identifying all of your periodic expenses and designating monthly amounts, one very important thing to keep in mind is that you should not tap into your periodic expense envelopes in order to cover another expenses.

Budgeting for Periodic Expenses: Funding Ahead of Time

Don’t underestimate the power of being financially prepared for periodic expenses since they can add up to quite a good amount of cash that you will otherwise have to sacrifice from your savings, or use credit, in order to cover them.

Budgeting for Periodic Expenses: Make a Plan

It’s easy to budget for activities we do every month, like buying groceries, paying mortgage and utilities. It’s those periodic expenses that can keep us trapped in the debt cycle!

Home Projects: It Matters Who Does the Work

Use licensed, bonded and insured contractors only for home renovation projects. Accidents do happen, and if you’re not careful about who does your work, you could be financially liable for whatever happens on your property during the install time.

Home Projects: Don't Give in to Financial Pressure

Never commit to any salesperson who is pressuring you to spend thousands of dollars without giving you the right to do your due diligence.

Home Projects: Listen to Customer Feedback

In this day and age, customer feedback is easily accessible online. Even though you probably wont find a 100% satisfaction, you’ll be able to pick out general customer experiences before you decide on a purchase.

Home Projects: Do Your Homework

Whether it’s new kitchen counters, a new deck, or new carpet, you should set aside ample time to do your research on your next home project.

Home Projects: Budgeting

Do your budget! Never start a major home project without first understanding how much your current budget can handle.

Example: "Gen 1:1" "John 3" "Moses" "trust"
advertise with us



Add content to your site

Browse available content