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60-Day Challenge for the Over-Spenders

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Use it Up, Wear it Out Make it Do or Do Without

1. Don’t buy any non-essential items for the next 60 days

2. Set aside the money you would have spent on non –essentials

3. Journal about each item you decided not to buy

After 60 days are over, reflect on what you have learned and how much you have saved! 

Today's tip brought to you by Mvelopes and Money4Life Coaching.