By wisdom a house is built, and through understanding it is established; through knowledge its rooms are filled with rare and beautiful treasures. --Proverbs 24:3-4

There may be times when you ask: How do I handle my financial needs? Do I need to plan for the days to come?

One thing all Christians need to understand is the basics of simple, commonsense financial planning using God's principles. We should always have faith and depend on God for our finances, but it doesn't mean waiting on Him to deliver manna to us each and every day.

God is our Provider, but He expects us to help ourselves as well. If you can develop some financial goals, then you'll be on the right track. Ask yourself: Where am I financially? How do I get to my destination?

In your plan, write down visible objectives and measurable goals you can work toward. Start by committing God's portion to Him first—tithes and offerings. Then, design a strategy to control and eliminate the use of credit (if applicable). And last, you'll want to determine in your heart and mind that you will be content in the goals God has for you financially.

It is wise to seek Christian counsel in the financial decisions you make. But, everyone has an opinion, and only you and God know your needs best. If you need someone to help you with you financial goals, then look within your own church for someone you trust that can give godly advice. If needed, they may even help you balance your checkbook, prepare your finances for the future, and help you pay your bills.

It is never too late to get started with a financial plan for your life. There are people in your life who want to help you.

PRAYER CHALLENGE: Seek wisdom from God in planning your finances for the future. Ask Him to lead you in developing a plan—even through the guidance of a fellow believer. 

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