Combine Your Money. There should be no “His” money and “Her” money.  As we say here in the South, that’s y’all’s money.  Deposit all paychecks into one central account that is used to pay all the bills and provide for all of the family expenses.  Each of you can take out a specific amount (an allowance, if you will) that has been budgeted for spending money for each individual, but you should agree on the amount in advance using the written budget.  Working out of one central account helps to foster unity and communication about the finances so that neither spouse is left out of the loop financially.

It’s so easy to get caught up in the busyness of planning a wedding that it’s easy to forget about planning a marriage.  So if you’re engaged and planning the wedding day of your dreams, try to remember that a wedding is just one day, and you should do your best to make it special, but a marriage is (hopefully) forever.

The more preparation and effort you put in on the front end, the better you set yourself up for decades of future married bliss.

Do you have any tips on preparing for marriage?  Let me know in the comments.

Article originally published on Celebrating Financial Freedom. Used with permission.

Dr. Jason Cabler is a Christian personal finance blogger, author, and speaker.  He teaches how to get out of debt and live a debt free lifestyle through his Celebrating Financial Freedom blog and self study course.  His new book How to Budget- The Quick and Easy Guide to Making a Budget That Works is now available.  He can be reached for interviews or  speaking engagements by email ( and can be found on Twitter, Facebook, and Google +.

Publication date: November 14, 2012