Credit Counseling. While there are many excellent and reputable counselors out there, my all-time favorite remains Consumer Credit Counselors of Atlanta. Call 800 251-2227 or visit to learn how these fine folks can assist you with your overwhelming debt load.

Money Management Software. If you’ve been searching for a reliable, secure and effective way to manage your personal finances online—wishing and praying for a very cool solution that is simple to use and really works—you need to take a look at Mvelopes. I’ve always thought that if I were a software engineer, this is the product I would have invented. If you are a visual learner and need to see things laid out simply and logically, you will love Mvelopes. You can see how it works and even try it for free at

Apparently I am not the only one who thinks Mvelopes is the coolest way to set up a budget and keep track of your money. PC World Magazine recently named Mvelopes one of the "100 Best Products of The Year." I couldn’t agree more.

Laundry supplies. As certain venerable laundry products disappear from supermarket shelves (washing soda, Fels-Naptha and Soilove for example) it’s nice to know where to get them. SoapsGone supplies all of these plus all kinds of other products of yesteryear.

Appliance Repair. There’s a part of me that wants to keep this resource quiet. My reasoning is that if millions of people start using it on a regular basis, I might have trouble getting through when my refrigerator stops cooling (it did) or my dishwasher falls apart (ditto). However I’ve decided to run that risk and put on my list of all-time favorite resources.

This site is all about help you to diagnose the problem, identify the parts needed, get those parts to you overnight if necessary and then walk you through the steps to repair your appliances yourself. The Repair Guru will work with you by email or phone as necessary.

You really can repair most problems yourself. I have a functioning refrigerator and dishwasher to prove it.

You will find hundreds of Mary’s favorite resources in her book, Live Your Life for Half the Price, available in bookstores everywhere. DPL members get a 20 percent discount on all of Mary’s books in the DPL Bookstore.

"Debt-Proof Living" was founded in 1992 by Mary Hunt. What began as a newsletter to encourage and empower people to break free from the bondage of consumer debt has grown into a huge community of ordinary people who have achieved remarkable success in their quest to effectively manage their money and stay out of debt. Today, "Debt-Proof Living" is read by close to 100,000 cheapskates. Click here to subscribe.