Other important issues include how much life and disability insurance should be maintained on each party. Separate health insurance plans may need to be obtained if one spouse was covered by the other's insurance. Beneficiaries need to be reviewed and possibly changed on retirement plans and life insurance policies. Homeowners' and auto insurance policies will have to be changed, which could make your rates increase due to an elimination of multi-car discounts, etc. In addition, it is very important that new wills and other estate planning documents be written by parties after divorce to ensure assets will be distributed as desired.

Get Counsel

Seeking the advice of legal and financial professionals during divorce is wise, and takes the emotional edge off decision-making during this difficult time. Frequently women are at a disadvantage in divorce proceedings. If they happen to be a stay-at-home mom with the husband handling the finances, financial issues can be unfamiliar territory. If the husband was involved with another woman, the wife may just want to get the division of property and legal headaches over with quickly. Wives in this situation should obtain someone who can wisely and patiently help them through the technical decisions that must be made

In the end, remember Romans 12:18-19 which says, "If it is possible, as far as it depends on you, live at peace with everyone. Do not take revenge, my friends, but leave room for God's wrath, for it is written: 'It is mine to avenge; I will repay,' says the Lord."

Other resources for working through the emotional and recovery aspects of divorce include DivorceCare (for men and women - www.divorcecare.org), and Visions Anew (for women - www.visionsanew.org). Books include: Love Must be Tough, by James Dobson, Christian Family Guide to Surviving Divorce, by Pamela Weintraub, Steven R. Clark, and James S. Bell, Jr.(Editor), Boundaries, by Henry Cloud and John Townsend.

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