A Serious Plan For Holiday Savings

Now, I'm going to suggest something that not many of you will be willing to do. But, for that minority of you who try this -- the savings may surprise you.

Why not celebrate holidays like Christmas and Valentine's Day a few days late? Think about it. When do the really incredible Christmas sales usually begin? December 26, right? So, why not agree to have your family Christmas celebration on New Year's Day? That way you could do your shopping and decorating starting the day after Christmas. The Christmas tree lot would probably give you a tree just to avoid having to throw it away. The decorations will be reduced. And gifts in the stores will be on sale. What a deal!!! Of course, if you can't bear the thought of not celebrating Christmas on December 25th, you might consider giving gift certificates that can be redeemed on merchandise after it's on sale.

Now, if all of that seems a little too extreme for your taste, maybe you wouldn't mind to celebrate a holiday like Valentines Day a day or two late. (Have you ever noticed how much a heart-shaped box of chocolates goes down in price right after Cupid leaves town?)

Here's An Old Trick

Always buy a year ahead. Buy seasonal merchandise like gift wrapping, decorations, and ornaments immediately after a holiday is over. Frequently stores offer huge discounts simply to avoid having to warehouse their stock for another year.


Steve Diggs presents the No Debt No Sweat! Christian Money Management Seminar at churches and other venues nationwide. Visit Steve on the Web at www.stevediggs.com or call 615-834-3063. The author of several books, today Steve serves as a minister for the Antioch Church of Christ in Nashville. For 25 years he was President of the Franklin Group, Inc. Steve and Bonnie have four children whom they have home schooled. The family lives in Brentwood, Tennessee.