4. Make Budgeting Fun with Technology!

Budget does not have to mean boring and complicated excel spreadsheets. Today, technology offers many great budgeting solutions to help you and your spouse not only track every single penny but also plan on how you will spend it. Once you find a solution that fits your needs, both you and your spouse will be able to have much more fun in the process.

5. Break the Yoke of Debt - Start Saving

If you are in debt, the one sure way to break that cycle is to start saving. Too many couples use their debt as an excuse not to save.  Make a list of small, doable goals. Start with saving $1000 as an emergency fund and then keep going. Your goals should include having 3-6 months of living expenses set aside. If you have a hard time leaving that saved money alone, talk to your bank about putting restrictions on your savings account not to allow withdrawals. According to the FPA poll, only one in five couples make investment decisions together. Work hard on breaking that trend. Plan together, set goals together and celebrate every accomplished milestone together.

Money does not have to be the cause of relational breakdowns. You may have heard this saying before: Money is a great servant but a bad master. Learning how to master your money will eliminate relational stress. It will create financial breathing room and a solid foundation for your family’s future. So take it one step at a time. Fight for your marriage by making daily smart money decisions.

Megan is one of the new additions to the Finicity (provider of Mvelopes and Money4Life Coaching) team. She comes with over 13 years of experience in the Biblical Finances area. Her content has been published by Money Matters, Do Well and Lifeway's More than Living. She is a mom of two young boys, and lives with her husband David in the Atlanta area.

Publication date: April 29, 2013