A mother and a daughter are shopping in the mall, when the mother eyes an expensive fur coat. "This year," she says, "I think that I will buy my present instead of making you and dad shop for me." The daughter nods in agreement. "And I think this fur coat would be perfect too."

The daughter protests, "But mom, some helpless, poor creature has to suffer so that you can have this."

"Don't worry honey," says the mother, "your father won't get the bill for a couple of weeks."