My husband and I met while we were serving in the Peace Corps. By the time we left the service, we were expecting our first child. Strangely, pregnancy and childbirth are covered under "workman's comp."

Filling out the forms proved to be a challenge with questions like "Describe in detail how and where this accident occurred," "What could have been done to prevent this accident?" . . .

. . . and our favorite: "What will you do in the future to prevent this accident from happening again?"