My friend, Diane, was chatting with her brother, Charles, a business executive who had retired last year. While discussing the joys of his new leisure time, Charles remarked that he had been compelled to give up skiing, a sport he had enjoyed for many years.

"Afraid of injuries?" Diane asked.

"Well, now I am," he responded. "Before I could drag a cast into work and still do my job, but now I'd be messing up my golf game."