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How to Make Your Own Life Plan

  • Jason Cabler Celebrating Financial Freedom
  • 2013 20 Feb
How to Make Your Own Life Plan

When you think about the future, what do you see?

Do you see a clear picture of what you want the future to look like? Or do you see a amorphous vision, only a general idea of what you’d like it to be?

I believe most all of us ponder and dream about the future on a regular basis. But how many of us have a clear life plan, a vision even, of what we want our future to look like?

Even more, do you have a written life plan, and are you taking specific action toward shaping the future that you want for yourself? Are you actually making your future what you want it to be?

If the answer is no, there are steps you can take to start bringing your nebulous vision of your future self into laser sharp focus.

Of course, I certainly realize that you can’t fully predict every aspect of what the future will look like for you.

Sometimes God has other plans.

Life can certainly throw you some curveballs over the years that will change everything, such as sickness, disaster, job loss, loss of a spouse, etc. When those things happen, you have to make an effort alter your plans and your mindset as well.

When you don’t have a plan for moving forward in life, it’s easy to end up twisting in the wind, never moving in any particular direction, and certainly not moving forward toward a great future.

But if you have a life plan in place for those things that are important to you, your plan will enable you to focus on where you’re going, where you want to be, and how you’ll get there. Then when the inevitable curveball happens, you can much more easily alter your path as needed, and proceed toward you best future with less confusion.

For I know the plans I have for you, declares the Lord, plans for welfare and not for evil, to give you a future and a hope…” (Jeremiah 29:11)

Take Time Out to Plan for the Future

When you’re actively making your plans for the future, it’s always a great idea to specifically set aside time to reflect on what you want out of life. You may want to take a day, or even a few days to put together a life plan and get it on paper. Take the time to really be considerate of your plans, write it down, and periodically review those plans to keep up with the evolving day to day realities of your life. You may feel the need to review your plans once a year, every quarter, or even as often as once a month, and make adjustments to your life plan as necessary.

Two Great Resources

You can find a more complete and detailed approach in a great ebook by Michael Hyatt titled “Creating Your Personal Life Plan.” You can get if for free by subscribing to his blog.

I also recommend “Blueprint for Life” - an excellent and very thorough self study course that I’ve taken in the past that takes you step by step through putting together your own life plan.

Nine Areas to Plan for the Future

In this ”How to Make Your Own Life Plan” series of articles I’ll be covering 9 major areas of your life that are important to living a full and fulfilling life that is intentional, on purpose, and has a lasting effect on the world.

The categories I’ll be covering are:

Your Spiritual Walk- God comes first. What do you want your relationship with Him to look like? Do you want to be able to give more, serve more, or start a ministry?

Yourself-  Taking care of yourself and your own needs is highly important for you to be able to take care of all the other categories properly.

Your Money-  How you handle money is extremely important to your future and is also closely linked to every other item on the list.

Your Work-  Do you want to work ’till you drop, or retire at 45? Your answer to those questions has a large impact on what your present and your future will look like.

Your Marriage-  How will you feed your marriage so it will stand the test of time?

Your Family- How much quality time are you spending nurturing your family ties?

Your Health-  Are you being proactive in how you take care of your physical health so you can so your future can be as long and productive as possible?

Your Friends-  Are you fostering excellence in your friendships to develop a richer fuller life with people you love and who love you?

Your Legacy-  What will you leave behind when you die? Will the world be a better place because you were here?

Ok, I know this is a lot of ground to cover, so where should you start when it comes to making a solid life plan for yourself?  Probably the best place to begin is with your current reality.

You can start by asking yourself this question:

Where do I stand when it comes to each of these categories? 

If you’re willing to go along for this journey, I’d like you to write down where you currently stand in each of these areas of your life.

(I’ve even put together a handy form for this that you can download and print to get started. As the series progresses, I’ll provide more forms to write down your plans for each area of your life. At the end of the series you should have a complete plan that you can refer back to on a regular basis. Then it’s up to YOU to make it happen!)

As the series unfolds you can then envision what you want the future to look like for each of these areas as you read each article.

Once you’ve gotten your vision of the future together, then answer this question:

“How will I get there?”

Next, come up with
specific tasks
for each area that will effectively move you down the road to your best future. These tasks may take months, years, or even decades to complete.

So go ahead, get started.

The best time to start is now

What are you doing to plan for the future?

Article originally published on Celebrating Financial Freedom. Used with permission.

Dr. Jason Cabler is a Christian personal finance blogger, author, and speaker. He teaches how to get out of debt and live a debt free lifestyle through his Celebrating Financial Freedom blog and self study course. His book How to Budget: The Quick and Easy Guide to Making a Budget That Works is now available. He can be reached for interviews or  speaking engagements by email ( and can be found on Twitter, Facebook, and Google +.

Publication date: February 20, 2013