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Finance Tip of the Day

Is Adjustable Mortgage Rate for Me?

  • 2017 19 Sep
Is Adjustable Mortgage Rate for Me?


Is Adjustable Mortgage Rate for Me?

Adjustable mortgage rate offers lower interest and lower monthly payment, compared to the fixed mortgage rate, but it also carries the risk of your mortgage interest rate and your payment going up after the set term expires.

If you plan to stay in your home for the long haul, fixed 15 or 30-year mortgage is your best bet. If you are purchasing a home as an investment and plan to sell it before your adjustable mortgage rate changes, then it may be considered as a way to save cash in the immediate. 

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