The Memorial Stone

The friend says, "How can that be? You told me you still had $20,000 left just a few days before your husband died. How could you be broke?"
The widow says, "Well, the funeral home cost me $5,000. And of course, I had to make the obligatory donation to the temple, so that was another $5,000. The rest went for the memorial stone."
The friend says, "$10,000 for the memorial stone? My goodness, how big was it?"
Extending her left hand, the widow says, "Three carats."
Originally published November 14, 2002.