The Budget
The Budget
Godliness with contentment is a great gain. (1 Tim. 6:6)
My husband’s business has been slow lately, and my part-time hours have been reduced, so this year there will be no vacation. For the first time in our marriage, we’re forced to prepare a formal written budget, spending our reduced dollars before they ever reach our hands. Oh, we’ve always had a budget, but it’s been in my head and not on paper.
Over the years we’ve tried to be good stewards of the money God has given us—tithing, saving, preparing for the kids’ college, lowering our credit card debt. We’ve also tried to live below our means, but since things are so tight right now, we’re having to make some really tough choices. We totally cut out some expenses (we took our children out of the private Christian school they were attending), and we cut way back on other expenses (no more eating out). We’ve had to choose between good things and better things in order to prioritize our spending.
This process reminds me to be satisfied and content with what I have, “for He Himself has said, ‘I will never leave you or forsake you’” (Heb. 13:5). James tells us to remember those in need: “If a brother or sister is without clothes and lacks daily food and one of you says to them, ‘Go in peace, keep warm, and eat well,’ but you don’t give them what the body needs, what good is it?” (James 2:15–16).
Many families today are making tough sacrifices in order to stay afloat. Some families must even decide between eating and paying the electric bill. So let’s not forget our brothers and sisters who are in need, even as we struggle ourselves. Remember that our good God is in control. He is aware of every trial and circumstance and is working toward the restoration of all things.