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The Finicity Finance Tip of the Day
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Determine What You Can Afford
We recommend not paying more than 25 to 30 percent of your monthly household income on mortgage payments, taxes, and insurance premiums.
Know Your Credit Score
Having a score over 720 will generally secure you the best, most affordable interest rates. Before you go looking for a new home, make sure your...
How Many Credit Cards Should I Have?
Depending on your lifestyle and how and what you spend your money on, it may be to your best interest to focus on carrying and using two credit...
Looking for Extra Income to Supplement Your Budget? Part 2
Elance is another great site with over 126,000 jobs posted just in the last 30 days. Since elance started, it has helped generate $1 billion in...
Looking for Extra Income to Supplement Your Budget? Part 1
oDesk.com is a great site that allows you to post both job offers, as well as look for work.
How to NOT Overspend While Using Credit Cards?
If you have a solid budget, you can decide to charge your regular monthly expenses on your credit card and pay your charges off quickly.
How to Find the Best Credit Card for ME? #3
If you love details and want to see a detailed summary of rewards, interest rates, reward limits, and fees, all in one place, then creditcards.com...
How to Find the Best Credit Card for ME? #2
If you’re not ready to answer detailed questions about how much you spend and on what budget category, nerdwallet.com may be a good option for you.
How to Find the Best Credit Card for ME? #1
CreditCardTuneUp.com is one of those sites that will help you determine the best credit card strategy, based on your monthly expenditures.
Saving on Car and Homeowners Insurance
Did you know that re-quoting your car and homeowner insurance once or twice a year could save you serious money?
5% Reduction in Spending
What if you and your spouse had a contest of cutting 5% out of your 5-10 spending categories? The savings could really rack up!
Think Leasing a Car is a Good Idea? Tip #3
If you are thinking about leasing a car, consider negotiating appropriate mileage for your needs to avoid paying additional penalties.
Think Leasing a Car is a Good Idea? Tip #2
Even though you may enjoy lower monthly payments on a leased vehicle, you will most likely pay a higher insurance premium, which will wipe out some...
Think Leasing a Car is a Good Idea? Tip #1
In many cases, leasing a vehicle will give you a lower monthly payment than buying the same vehicle.
Stay Away From Refund Anticipation Loans
If you stick with your current strategy of getting your yearly tax refund, do not opt for the RAL (Refund Anticipation Loan). The interest rates on...
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